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Government Programs


Efficiency of delivery is increasingly becoming the focus of governmental programs. This is both on account of an explicit recognition of sub-optimal achievements in reaching the targeted beneficiaries in many of the schemes as well as in curbing wasteful expenditure. Realizing this, Indepay has invested and developed a comprehensive infrastructure and deployment strategy which aids State Governments to enable benefits to reach to the end consumer in an efficient, tech-savvy and low-cost way

Many agencies of government have proposed identification cards. There are significant economies of scale in having one card system for all citizens, with different agencies having their own special modules (password protected access to memory segments) within the card for their specialized needs. Indepay's framework for government programs, provides smart card, magnetic card, paper card and card less identification of citizens and beneficiaries.

On-the-spot availability of proof of identity, authentic transaction history and entitlement details are required at the point of service delivery. Single card applications could be adopted for various services including Ration Card, Election Card, Passport, Land Records, Old-Age pension, various subsidies as well as support in housing, health, employment and education sectors. These services require on site/field verification of identity, entitlement details of beneficiaries and application specific data.

One major benefit of Indepay’s solution is that secure, authentic, application specific data from the individual’s card is made available at the place of business transaction.

Indepay provides an appropriate infrastructure to support the following services for citizens using a single magnetic (or smart) card issued to the beneficiaries

  • Card based Saving Bank Accounts
  • National Rural Employment Guarantee Act (NREGA) Disbursements
  • Social Security Pension (SSP) and National Old Age Pension (NOAP) Disbursements
  • E-Governance Infrastructure
  • Cashless Utilities Payment
  • Other Government Disbursements

Indepay provides the following infrastructure to support the above mentioned schemes

  • Front-End Infrastructure consisting of Indepay multi-functional card accepting wireless/wireline terminals with/without biometric authentication
  • Back-End infrastructure including telecommunications connectivity, hardware, software, applications, MIS, reconciliation and integration with banks, government entities/departments, etc
  • Card Issuance, Enrolment and Verification
  • Field operations, maintenance and support

Indepay's framework for Government Services supports various E-Governance Services such as

  • Issuance of certificates - Birth, Death, Caste, Domicile, Income, Character, Nationality, Marriage, Age, Succession, Ration)
  • Form Downloads - Electricity Connection, Mutation of Land Records, Balika Samridhi Yojana, National Family Benefit Scheme, Scholarships, etc
  • Tax Collections - Water tax, Property tax, Sewage tax, Income tax, Sales tax, Service tax
  • Issuance of Citizen cards - Passport, Ration Card, PAN Card, Driving Licence, etc
  • Other transactions - Public grievances, Pension schemes, Electoral Services, Land Records, etc.
  • Rural content services for Commodities, Farming Inputs, Weather Information, Mandi Prices, etc
  • Livelihood Promotion Services such as Web Browsing, Digital Photography, Picture Editing, Photo Printing, Net Shopping, Email, Chat, IP Telephony, Photocopy, Desk Top Publishing, CD Burning, IT Education, English Skills Training, Tuitions and Incoming FAX
  • Financial Inclusion Services such as Sale of micro insurance products, Sale of mutual fund products, Sale of pension products, Sale/negotiation of warehouse receipts, Sale of commodity derivative contracts;
  • Electronic Cash Management Services covering the entire gamut of services provided by the Government appointed agent/franchisee at the Point of Service with Reconciliation and Settlement
  • Real time Electronic Billing Application for the agent/franchisee

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