Efficiency of delivery is increasingly becoming the focus of governmental
programs. This is both on account of an explicit recognition of
sub-optimal achievements in reaching the targeted beneficiaries
in many of the schemes as well as in curbing wasteful expenditure.
Realizing this, Indepay has invested and developed a comprehensive
infrastructure and deployment strategy which aids State Governments
to enable benefits to reach to the end consumer in an efficient,
tech-savvy and low-cost way
Many agencies of government have proposed identification
cards. There are significant economies of scale in having one
card system for all citizens, with different agencies having their
own special modules (password protected access to memory segments)
within the card for their specialized needs. Indepay's framework
for government programs, provides smart card, magnetic card, paper
card and card less identification of citizens and beneficiaries.
On-the-spot availability of proof of identity,
authentic transaction history and entitlement details are required
at the point of service delivery. Single card applications could
be adopted for various services including Ration Card, Election
Card, Passport, Land Records, Old-Age pension, various subsidies
as well as support in housing, health, employment and education
sectors. These services require on site/field verification of
identity, entitlement details of beneficiaries and application
specific data.
One major benefit of Indepay’s solution
is that secure, authentic, application specific data from the
individual’s card is made available at the place of business
transaction.
Indepay provides an appropriate infrastructure
to support the following services for citizens using a single
magnetic (or smart) card issued to the beneficiaries
- Card based Saving Bank Accounts
- National Rural Employment Guarantee Act (NREGA) Disbursements
- Social Security Pension (SSP) and National Old Age Pension
(NOAP) Disbursements
- E-Governance Infrastructure
- Cashless Utilities Payment
- Other Government Disbursements
Indepay provides the following infrastructure
to support the above mentioned schemes
- Front-End Infrastructure consisting of Indepay multi-functional
card accepting wireless/wireline terminals with/without biometric
authentication
- Back-End infrastructure including telecommunications connectivity,
hardware, software, applications, MIS, reconciliation and
integration with banks, government entities/departments, etc
- Card Issuance, Enrolment and Verification
- Field operations, maintenance and support
Indepay's framework for Government Services supports
various E-Governance Services such as
-
Issuance of certificates -
Birth, Death, Caste, Domicile, Income, Character, Nationality,
Marriage, Age, Succession, Ration)
-
Form Downloads - Electricity
Connection, Mutation of Land Records, Balika Samridhi Yojana,
National Family Benefit Scheme, Scholarships, etc
-
Tax Collections - Water
tax, Property tax, Sewage tax, Income tax, Sales tax, Service
tax
-
Issuance of Citizen cards
- Passport, Ration Card, PAN Card, Driving Licence, etc
-
Other transactions - Public
grievances, Pension schemes, Electoral Services, Land Records,
etc.
-
Rural content services
for Commodities, Farming Inputs, Weather Information, Mandi
Prices, etc
-
Livelihood Promotion Services
such as Web Browsing, Digital Photography, Picture Editing,
Photo Printing, Net Shopping, Email, Chat, IP Telephony, Photocopy,
Desk Top Publishing, CD Burning, IT Education, English Skills
Training, Tuitions and Incoming FAX
-
Financial Inclusion Services
such as Sale of micro insurance products, Sale of mutual fund
products, Sale of pension products, Sale/negotiation of warehouse
receipts, Sale of commodity derivative contracts;
-
Electronic Cash Management Services
covering the entire gamut of services provided by
the Government appointed agent/franchisee at the Point of
Service with Reconciliation and Settlement
-
Real time Electronic Billing Application
for the agent/franchisee
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